Q. My wife and I are 30 and 31, respectively, and would like totransfer the $13,000 in our IRA account from a conservative moneymarket mutual fund to a more aggressive investment that would earn ahigher rate of return over the next 30 years or so. I have heard ofa Chicago-based research firm, Ibbotson Associates, that saysinvestors holding stocks over any 30-year period would have donebetter than in bonds. Is this true, and would you recommendinvesting all of our IRA money in stocks? J.C., Dallas
A. Your question raises two separate issues: the performance ofstocks vs. fixed-rate investments over the long run, and your ownemotional willingness to let your IRA weather …
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